Effective date: February 10, 2017
Thank you for visiting the sites councilforinclusion.com and sourcing.councilforinclusion.com (collectively, the “Site”) owned, controlled, and operated by Council for Inclusion in Financial Services, LLC (collectively, “We,” “Us,” or “Our”). You should not access this Site or use the products or services available through this Site (collectively, the “Services”) until You have carefully read and agreed to these terms and conditions of use (the “Terms”).
YOU MAY NOT USE THE SITE FOR ANY PURPOSE THAT IS UNLAWFUL OR PROHIBITED BY THESE TERMS. YOUR ACCESS TO THE SITE MAY BE TERMINATED IMMEDIATELY IN OUR SOLE DISCRETION, WITH OR WITHOUT NOTICE, IF YOU FAIL TO COMPLY WITH ANY PROVISION OF THESE TERMS AND/OR ADDITIONAL TERMS, OR FOR ANY OTHER REASON, OR FOR NO REASON.
Disclaimer Regarding Consumer Reports
Use of this Site
By using this Site, You and other users of the Site agree to these Terms. If You do not agree to these Terms, You may not access or use the Site. We may modify the Terms from time to time without notice to You, and Your use of the Site constitutes Your agreement to those modifications effective immediately and prospectively from the date of such changes. You should check these Terms periodically for modifications. The provisions contained herein supersede all previous notices or statements regarding Our Terms with respect to this Site. We include the effective date of Our Terms at the top of the statement. We encourage You to check Our Site frequently to see the current Terms in effect and any changes that may have been made to them. If We make material changes to the Terms we will post the revised Terms and the revised effective date on this Site. By using the Site following any modifications to the Terms, You agree to be bound by such modifications.
We provide You with access to and use of the Site subject to Your compliance with the Terms. We have no control over, and no duty to take any action regarding which users gain access to or use the Site. No material from the Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, except for as specifically allowed in the Site.
By using the Site, You acknowledge and agree that any materials, ideas, or other communications You transmit to Us in any manner and for any reason will not be treated as confidential or proprietary.
User Age, Access, and Exclusive Use; Account Security Requirements.
By submitting information through this Site, You represent that You are a United States of America resident over the age of 18. Your account on the Site (an “Account”) is for Your exclusive use only. You may not authorize others to use Your Account and You may not assign or otherwise transfer Your Account to any other person or entity.
Certain areas of the Site may require registration or may otherwise ask You to provide information or participate in certain features or access certain content. If You elect not to provide such information, You may not be able to access certain content or participate in certain features of the Site or any features at all.
During the registration process, You will be asked to enter certain information, including without limitation, Your name and contact information, insurance information, licenses, and diversity status. It is entirely Your responsibility to maintain the confidentiality of Your password and Account.
It is Your responsibility to maintain the currency, completeness, and accuracy of Your Account and registration data, and any loss caused by Your failure to do so is Your responsibility
By using or creating an Account on the Site, You agree that You will: (i) choose a strong a secure password (ii) not share Your password, (ii) not let anyone else access Your Account, (iii) not transfer Your Account, (iv) not create an Account for anyone other than Yourself, (v) not create more than one Account, (vi) keep Your information accurate and current, and (vii) follow the law in Your use of Your Account and the Site.
You agree that We are not responsible for third-party access to Your Account that results from misappropriation of Your user names and passwords.
You are entirely responsible for any and all activities that occur under Your Account, including mobile payments, all transactions, and other activities undertaken with Your device, whether authorized or unauthorized. You agree to notify Us immediately of any unauthorized use of Your Account. You further agree not to email, post, or otherwise disseminate any user ID, password, or other information which provides You access to the Site. We are not liable for any loss that You may incur as a result of someone else using Your Account or password, either with or without Your knowledge. We shall not be responsible for any losses arising out of the loss or theft of any user information transmitted from or stored on a computer or device or from unauthorized or fraudulent transaction associated with the Site.
You expressly agree that any controversy or claim arising out of or relating to Your use of the Site (including any claim involving Us or Our affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers and content providers) shall be settled by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules conducted in Dallas County, Texas, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Please note that Your use of the Site may be subject to other local, state, national, and international laws.
THE ARBITRATION OF DISPUTE PURSUANT TO THIS PARAGRAPH SHALL BE IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR A CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN THE CLAIMS OF OTHER PERSONS OR PARTIES WHO MAY BE SIMILARLY SITUATED.
BY AGREEING TO THE ARBITRATION OF DISPUTES AS SET FORTH HEREIN, YOU AGREE THAT YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND LIMITING YOUR RIGHT TO APPEAL. DO NOT USE THIS SITE IF YOU DO NOT AGREE TO THE FOREGOING BINDING ARBITRATION PROVISIONS.
To the extent allowed by applicable law, You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.
You may be able to order and/or pay for Services through the Site. To be able to order and pay for such products or service, You must supply certain information relevant to Your transaction including, without limitation, billing information and credit card information.
YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY CREDIT OR DEBIT CARD OR OTHER PAYMENT METHOD UTILIZED IN CONNECTION WITH ANY TRANSACTION. Information You provide may be processed by a third party vendor, such as Authorize.net. In submitting Your credit card information, You agree to be bound by the terms of the third party vendor. By submitting such information, You grant to Us and/or any required third parties the right to provide and transmit such information for purposes of facilitating the completion of transactions initiated by You or on Your behalf. Verification of information may be required prior to the acknowledgement of completion of any transaction.
If You purchase any paid Services through the Site, You agree to pay Us any applicable fees and taxes. Failure to pay these fees may result in the termination of Your Account or use of the Site.
Except as otherwise provided in these Terms, You may cancel Your registration or subscription for any paid Services without penalty, within one (1) business day of payment, unless you have utilized any training or other Services within the Site. Cancellation requests should be made via email to email@example.com.
We may change, suspend, or end any service offered through the Site, or change and modify prices prospectively in Our discretion.
We have no obligation to store, maintain or provide You a copy of any content or information that You or others provide, except to the extent required by applicable law.
Rules and Limits on and Modifications to the Site
We reserve the right, for any reason, in Our sole discretion and without notice to You, to terminate, change, suspend or discontinue any aspect of the Site, including, but not limited to, information, data, text, music, sound, photographs, graphics, video, messages or other materials (“Content”), features and/or hours of availability, and we will not be liable to You or to any third party for doing so.
We reserve the right to impose rules for and limits on use of the Site or restrict Your privilege to access part, or all, of the Site without notice or penalty, including, without limitation, the number of times You access the Site or the amount of information that can be viewed or downloaded from the Site. We have the right to change these rules and/or limitations at any time, in Our sole discretion.
The Site and Content and any Services performed, provided or enabled by or through the Site, and all information, including but not limited to all of the Site’s contents, such as text, images, and the HTML used to generate the pages, and communications, scripting, photos, text, video, graphics, music, sounds, images, layout, and other materials provided to You by the Site and the compilation of the foregoing (“Materials”), are Our property or that of Our suppliers or licensors and are protected by patent, trademark and/or copyright under United States and/or foreign laws. Except as otherwise provided herein, You may not use, download, upload, copy, print, display, perform, reproduce, publish, modify, delete, add to, license, post, transmit, or distribute any Materials from this Site in whole or in part, for any public or commercial purpose without Our specific written permission. We grant You a limited, personal, non-exclusive, revocable, non-transferable license to access Our web site and to use the information and Services contained here for Your own private purposes only and solely in accordance with the terms of these Terms. You acknowledge that any reliance on the Site or any Materials will be at Your own risk. We also make no representations regarding the amount of time that any Materials will be preserved.
In turn, You grant Us a perpetual non-exclusive, royalty-free license to use any content You post on the Site for any purpose, subject to the express terms of these Terms.
Specific Prohibited Uses
The Site may be used only for lawful purposes. You are responsible for Your own communications, including the upload, transmission and posting of information, and are responsible for the consequences of their posting on or through the Site. We specifically prohibit any use of the Site, and require all users to agree not to use the Site, for any of the following:
Violations of system or network security may result in civil or criminal liability. We will investigate occurrences and may involve, and cooperate with, law enforcement authorities in prosecuting the user or users who are involved in such violations. You are prohibited from violating or attempting to violate the security of the Site, including, without limitation, the following:
We reserve the right, but have no obligation, to monitor the information or material You submit to the Site or post in the public areas of the Site. We will have the right to remove any such information or material that in Our sole opinion violates, or may violate, any applicable law or either the letter or spirit of these Terms or upon the request of any third party. We further reserve the right to remove Content previously delivered to You, in Our reasonable discretion.
No False Information
You will not provide inaccurate, misleading or false information to Us or to any other user.
We control and operate the Site from Our offices in the United States of America, and all information is processed within the United States. We do not represent that materials on the Site are appropriate or available for use in other locations. Persons who choose to access the Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.
You agree to comply with all applicable laws, rules and regulations in connection with Your use of the Site. Without limiting the generality of the foregoing, You agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which You reside.
By using the Services, You represent that You have not been designated by the United States government as a "Specially Designated National" or other person to whom the provisions of the Site or its Services are prohibited. Registration for, and use of, the Services are void where prohibited. You are responsible for determining whether the use of the Services is legal in Your jurisdiction.
As between You and Us, (or other company whose marks appear on the Site), We (or the respective company) are the owner and/or authorized user of any trademark, registered trademark and/or service mark appearing on the Site, and is the copyright owner or licensee of the Materials and/or information on the Site, unless otherwise indicated.
Except as otherwise provided herein, use of the Site does not grant You a license to any Materials, features or materials You may access on the Site and You may not modify, rent, lease, loan, sell, distribute or create derivative works of such Materials, features or materials, in whole or in part. Any commercial use of the Site is strictly prohibited, except as allowed herein or otherwise approved by Us. You may not download or save a copy of any of the Materials or screens for any purpose except as otherwise provided by Us. If You make use of the Site, other that as provided herein, in doing so You may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use. We do not grant any license or other authorization to any user of Our trademarks, registered trademarks, service marks, other copyrightable material or any other intellectual property by including them on the Site.
The information on the Site including, without limitation, all site design, text, graphics, interfaces, and the selection and arrangements is protected by law including copyright law.
Product names, logos, designs, titles, words or phrases may be protected under law as the trademarks, service mark or trade names of Us or other entities. Such trademarks, service marks and trade names may be registered in the United States and internationally.
Our logos and service names are Our trademarks (the “Marks”). Without Our prior permission, You agree not to display or use the Marks in any manner. Nothing on the Site should be construed to grant any license or right to use any Mark without Our prior written consent.
Delays AND Downtime
The Site and Services may be subject to down-time, limitations, delays, and other problems related in the use of the Internet and electronic communications. We are not responsible for any delays, failures or other damage resulting from such problems.
Links from and to the Site
You may be able to link to third party websites (“Linked Sites”) from the Site. Linked Sites are not, however, reviewed, controlled or examined by Us in any way and We are not responsible for the content, availability, advertising, products, information or use of user information or other materials of any such Linked Sites, or any additional links contained therein. These links are provided for convenience and do not imply Our endorsement of Our association with the Linked Sites. We are not affiliated with the Linked Sites. We also have no control over, make no representations or warranties whatsoever about any Linked Sites that You may access, and are not responsibility for the availability of such Linked Sites. It is Your sole responsibility to comply with the appropriate terms of service of the Linked Sites as well as with any other obligation under copyright, secrecy, defamation, decency, privacy, security and export laws related to the use of such Linked Sites and any content contained thereon. In no event shall We be liable, directly or indirectly, to anyone for any loss or damage arising from or occasioned by the creation or use of the Linked Sites or the information or material accessed through these Linked Sites. The Linked Sites are not under Our control and We are not responsible for the contents or functionality of any Linked Site or any link contained in a Linked Site, or any changes or updates to such sites. Your use of such third party linked sites is governed by the terms and conditions, and privacy policies, of such Linked Sites. We are not responsible for webcasting or any other form of transmission received from any linked site. You should direct any concerns to that site's administrator or Webmaster. We reserve the exclusive right, at Our sole discretion, to add, change, decline or remove, without notice, any feature or link to any of the Linked Sites from the Site and/or introduce different features or links to different users.
You are solely responsible for, and assume all liability regarding, (i) the information and content You contribute to the Site or Services; (ii) the information and content You post, transmit, publish, or otherwise make available (hereinafter "post") through the Services; and (iii) Your interactions with other registered users through the Services. You release Us from all liability for You having acquired or not acquired content or information through the Site and Services.
Reporting of Violations
You will promptly report any suspected violation of this Agreement.
Third Party Content
By using this Site or the Services available on this Site, You may encounter content or information that may be inaccurate, incomplete, delayed, misleading, illegal, offensive, or otherwise harmful. We do no review or validate the content provided by users of the Site. You agree that we are not responsible for third parties’ content or information or for any damages as a result of Your use or reliance on it. We make no guarantee or warranty, express or implied, as to the reliability, accuracy, timeliness or completeness of that information and assume no responsibility for any errors or omissions therein.
You are responsible for deciding if You want to access or use third party sites or apps that may link from the Site. If You allow a third party site or app to authenticate You or connect with Your Account, that site may access information on the Site related to You. We are not responsible for these other sites or apps, except as may be required by applicable law.
By accessing this Site, registering with the Site, and/or accepting any information from this Site, You agree to defend, indemnify and hold Us, Our directors, officers, employees, agents and affiliates harmless from and against any and all actual or alleged claims, liabilities, demands, causes of action, judgments, losses, damages, costs and expenses, and all costs and expenses of defense, including reasonable attorneys' fees and court costs, in any way arising from, related to or in connection with (a) Your use of the Site, (b) Your violation of the Terms or the posting or transmission of any materials on or through the Site by You, including, but not limited to, any claim that any information or materials You provide infringes any third party proprietary right; (c) Your violation of any local, state, federal, or international law, rule, or regulation, (d) a claim by a third party that is based on Your use of the Site or the content; (d) information or material posted or transmitted through Your device, computer, or Account, even if not submitted by You; (e) any misrepresentation made by You; (f) any dispute between You and another use of the Site; (g) the theft, misappropriation, or disclosure of Your password or other Account details; (h) Your authorization of anyone else to use Your password.
You will cooperate as fully and as reasonable required in Our defense of any claim. We reserve the right, at Our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, and You shall not, in any event, settle any matter without Our prior written consent.
Participating in this Site may not result in the retention of You for any services. Further, We make no guarantees as to the number or frequency, if any, that You will be contacted or retained through Your participation on this site. Your participation on this Site or in the Services is not a referral and participating does not guarantee You business. You understand and agree that We make no guarantees, either express or implied, regarding Your ultimate compatibility or agreement with the individuals or entities You connect with through the Site and Services or as to the conduct of such individuals or entities.
DISCLAIMER OF WARRANTIES
We are not responsible for any damage to any user’s device or compute from any virus, bug, tampering, unauthorized intervention, fraud, error, omission, interruption, deletion, defect, delay in operation or transmission, computer lien failure, or any other technical or other malfunction. You should also be aware that e-mail and other submissions over the Internet may not be secure and You should consider this before providing Us or any of Our affiliates any information or posting information to the Site. Neither We nor Our affiliates make any representation or warranty whatsoever regarding the suitability, functionality, performance, availability, or operation of the Site. The Site may be temporarily unavailable due to maintenance, malfunction of computer equipment, or other reasons
TO THE FULLEST EXENT PERMITTED BY APPLICABLE LAW, THE SITE, INCLUDING, WITHOUT LIMITATION, ALL CONTENT, FUNCTION, MATERIALS, SERVICES, AND UPDATES, IS PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS. WE, AND OUR AFFILIATES, SPECIFICALLY DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, COMPLETENESS, QUALITY, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR THE FUNCTION, CONTENT OR SERVICES MADE AVAILABLE THEREBY WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE, OR THE FUNCTIONS CONTAINED IN OR SERVICES PERFORMED, PROVIDED, OR ENABLED BY OR THROUGH THE SITE (INCLUDING ANY SITE UPDATES) WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS, THAT THE OPERATION OF THE SITE (INCLUDING SITE UPDATES) WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SITE (INCLUDING ANY SITE UPDATES) WILL BE CORRECTED. NO ADVICE, RESULTS OR INFORMATION, OR MATERIALS WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. SHOULD THE SITE PROVE DEFECTIVE, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE. WE SHALL USE REASONABLE EFFORTS TO PROTECT INFORMATION SUBMITTED BY YOU IN CONNECTION WITH THE SERVICES, BUT YOU ACKNOWLEDGE AND AGREE THAT YOUR SUBMISSION OF SUCH INFORMATION IS AT YOUR SOLE RISK, AND WE HEREBY DISCLAIM ANY AND ALL LIABILITY TO YOU FOR ANY LOSS OR LIABILITY RELATING TO SUCH INFORMATION IN ANY WAY.
ANY MATERIAL DOWNLOADED, SUBMITTED OR OTHERWISE OBTAINED, REVIEWED, OR ACCESSED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND AT YOUR SOLE RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
WE DO NOT ENDORSE, WARRANT OR GUARANTEE ANY PRODUCTS OR SERVICES OFFERED OR PROVIDED BY OR ON BEHALF OF THIRD PARTIES ON OR THROUGH THE SITE. WE ARE NOT A PARTY TO, AND DO NOT MONITOR, ANY TRANSACTION BETWEEN USERS AND THIRD PARTIES WITHOUT OUR DIRECT INVOLVEMENT.
WE DO NOT REPRESENT OR ENDORSE THE ACCURACY, TIMELINESS, OR RELIABILITY OF ANY FACTS, OPINIONS, VIEWS, STATEMENTS, OR RECOMMENDATIONS OR OTHER INFORMATION DISPLAYED, UPLOADED, OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE UPON ANY SUCH FACTS, OPINIONS, VIEWS, STATEMENTS, OR RECOMMENDATIONS IS AT YOUR SOLE RISK. IN NO EVENT WILL WE OR OUR AFFILIATES BE LIABLE TO YOUR OR ANYONE ELSE FOR LOSS OR INJURY, INCLUDING WITHOUT LIMITATION DEATH OR PERSONAL INJURY.
LIMITATION OF LIABILITY
TO THE FULLEST EXENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT IN NO EVENT SHALL WE, OUR AFFILIATES OR ANY OF OUR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR CONTENT OR SERVICE PROVIDERS BE LIABLE TO YOU FOR ANY DAMAGES OF ANY KIND, WHETHER BASED IN TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM OR DIRECTLY OR INDIRECTLY RELATED TO THE SITE AND USE/MISUSE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTION RELATED THERETO, OR ERRORS OR OMISSIONS IN THE TECHNICAL OPERATION OR CONTENT OF THE SITE, ANY ACTION TAKEN IN CONNECTION WITH AN INVESTIGATION BY US, LAW ENFORCEMENT, OR OTHER AUTHORITIES REGARDING YOUR USE OF THE SITE, ANY ACTION TAKEN IN CONNECTION WITH COPYRIGHT OWNERS, THE CONDUCT, ACTIONS, OR INACTIONS FO SITE USERS OR YOUR INTERACTIONS OR RELATIONSHIPS WITH SITE USERS INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED PROFITS, OR LOST BUSINESS, DATA OR SALES, OR COST OF SUBSTITUTE SERVICES, EVEN IF WE OR OUR REPRESENTATIVE OR SUCH INDIVIDUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE OR THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO, THE SITE OR ITS RELATED INFORMATION OR PROGRAMS. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. THE FOREGOING PARAGRAPH SHALL NOT APPLY TO RESIDENTS OF NEW JERSEY. WITH RESPECT TO RESIDENTS OF NEW JERSEY, NEITHER WE NOR OUR EMPLOYEES, DIRECTORS, OFFICERS, OR AGENTS SHALL BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR IN CONECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE, OR ANY MATERIALS THEREIN, UNLESS SUCH DAMAGES OR INJURIES ARE THE RESULT OF OUR NEGLIGENCE OR RECKLESS ACTS.
IMPORTANT INFORMATION RELATING TO WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY: BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF CERTAIN WARRANTIES OR THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL, INCIDENTAL, OR OTHER TYPES OF DAMAGES, IN SUCH STATES OR JURISDICTIONS, YOU MAY HAVE DIFFERENT OR ADDITIONAL RIGHTS ACCORDING TO THE APPLICABLE LAWS OF THE STATE OR JURISDICTION FROM WHICH YOU VALIDLY ACQUIRED AND USE THE SITE AND IN WHICH CASE OUR LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
We may terminate these Terms and/or Your privilege to use or access the Site and Services immediately and without notice for any reason whatsoever. Upon such termination, You must immediately cease accessing or using the Site and Services and agree not access or make use of, or attempt to use, the Site and Services. Furthermore, You acknowledge that we reserve the right to take action -- technical, legal or otherwise -- to block, nullify or deny Your ability to access the Site and Services. You understand that we may exercise this right in Our sole discretion, and this right shall be in addition to and not in substitution for any other rights and remedies available to Us.
All provisions of these Terms which by their nature should survive termination shall survive the termination of Your access to the Sites and Services, including, without limitation, provision regarding ownership, warranty disclaimers, indemnity, and limitations of liability.
Consent to Processing
By providing any personal information to the Site, all users, including without limitation users in the European Union, fully understand and unambiguously consent to the collection and processing of such information in the United States.
Any inquiries concerning these Terms should be directed to: Attention: Legal/Privacy, 740 Corporate Center Drive, Suite 200, Pomona, CA 91768; Phone: (909) 469-8962; Fax: (909) 865-4909; email: firstname.lastname@example.org. You may report Content that You believe violates these Terms or is otherwise unlawful by sending an email to email@example.com. Please note that You may be liable for damages (including costs and attorneys’ fees) for unlawful misrepresentations. If You are uncertain whether an activity is unlawful, we recommend seeking the advice of an attorney.
Notices to You may be made via either email or regular mail. The Site may also provide notices of changes to the Terms or other matters by displaying notices or links to notices to You on the Site.
To contact Us with any questions or concerns in connection with these Terms or the Site, or to provide any notice under these Terms to Us please go to Contact Us or write to Us at Attention: Legal/Privacy, 740 Corporate Center Drive, Suite 200, Pomona, CA 91768; Phone: (909) 469-8962; Fax: (909) 865-4909; Email: firstname.lastname@example.org.
The Terms constitute the entire agreement between You and Us and govern Your use of the Site, superseding any prior agreements between You and Us. You also may be subject to additional terms and conditions that are applicable to certain parts of the Site.
Neither We nor You have the power or the authority to obligate or bind the other.
Our failure to comply with these Terms because of an act of God, war, fire, riot, terrorism, earthquake, actions of federal, state, territorial, or local governmental authorities, or for any other reason beyond Our reasonable control, shall not be deemed a breach of these Terms.
Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. In the event any provision of these Terms shall be illegal or otherwise enforceable, such provision shall be severed, and the balance of the Terms shall continue in full force and effect. The titles in these Terms are for convenience only and shall have no legal or contractual effect.
You may not assign the Terms or any of Your rights or obligations under the Terms without Our express written consent. Any attempt by You to do so is void. You may not transfer to anyone else, either temporarily or permanently, any rights to use all or any part of the Site. To the extent that You allow a third parry to use Your device, You shall remain solely responsible for the use of the Site by others using the device. We may assign these Terms, in whole or in part, at any time with or without notice to You.
The Terms inure to the benefit of Our successors, assigns and licensees. The section titles in the Terms are for convenience only and have no legal or contractual effect.
If these Terms or Your permission to use the Site is terminated by Us for any reason, the terms of these Terms will nevertheless continue to apply and be binding upon You in respect of Your prior use of this Site or the Site’s service and anything relating to or arising from such use.
The site is owned, controlled and operated by Council for Inclusion in Financial Services, LLC.
© Copyright 2017 by Council for Inclusion in Financial Services, LLC. All rights reserved.